Florida home inspections typically cost $350–$600 depending on home size and age. The question every buyer asks: is it worth it? The answer is almost always yes — and here’s the specific math.
What Inspections Find in Florida
Roof replacement in South Florida: $12,000–$25,000+. HVAC replacement: $4,000–$8,000. Re-plumbing (cast iron to PVC): $8,000–$15,000. Electrical panel upgrade (Federal Pacific to code-compliant): $2,000–$4,500. These are the big-ticket items inspectors find regularly in Broward, Miami-Dade, and Palm Beach County homes — and any one of them pays for an inspection many times over.
Inspections Change Insurance Dynamics
In Florida, inspection findings directly affect insurance availability and cost. A wind mitigation report can reduce your annual premium by $600–$1,400. A 4-point inspection that reveals an aging roof or old electrical panel gives you information you need before your insurer sees it. Finding these issues at inspection means you can negotiate with the seller or walk away — not deal with them after you own the property.
MIS Home Inspections serves Broward, Miami-Dade, and Palm Beach County. Call (954) 833-0405.
