If you’re buying or insuring a home in Florida, you’ve probably heard about the 4-point inspection. Here’s what it covers and why it matters for your homeowners insurance.
What the 4-Point Covers
The 4-point inspection evaluates four systems: roof, electrical, plumbing, and HVAC. It tells the insurance company about the current condition and approximate age of these systems — the ones most likely to cause a claim.
Who Requires It
Most Florida insurers require a 4-point inspection for homes over 30 years old. Without a passing 4-point, many carriers won’t write a policy — which can kill a sale entirely.
Combine It with Your Full Inspection
Get the 4-point and your full home inspection done at the same time. It saves money and scheduling. MIS Home Inspections offers both — call (954) 833-0405.
